Ponder this question for today. Write it down in a journal to pass on to family members once you're gone. You can post it here, or in your own journal book.
Have a great day.
1/22/2010: Sometimes, a vendor will let you “skip a payment”, say on your home mortgage or a credit card. What do you do and why?
When my kids were very young, and we did not have surplus money, there were times I took advantage of this.
But as life got better, I stopped. And now, I never do this.
Mainly, I did not want to extend my mortgage loan, and possibly pay additional interest on it.
And with credit cards, they may offer it as “penalty-free”, but I can still be hit with finance charges and piled-on interest. If I considered their offer at all, I would at least pay the minimum due.
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